:root {
  --bg: #0c1445; --bg2: #101850; --surface: #fdf6e3; --border: #e8dbb8;
  --text: #eef0ff; --text2: #9da5d0; --accent: #e8a020; --accent2: #f0c050;
  --blue: #7ec8e3; --blue-dark: #5ba8c8; --orange: #e87820;
  --green: #40c080; --red: #e05050; --radius: 12px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: 'DM Sans', sans-serif; background: var(--bg); color: var(--text); line-height: 1.6; }
.nav { background: rgba(12,20,69,0.95); backdrop-filter: blur(12px); border-bottom: 1px solid rgba(255,255,255,0.08); padding: 16px 0; position: sticky; top: 0; z-index: 100; }
.nav-inner { max-width: 1100px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; }
.nav-logo { display: flex; align-items: center; gap: 10px; font-size: 20px; font-weight: 700; color: var(--accent2); text-decoration: none; }
.nav-logo img { height: 36px; width: auto; display: block; }
.nav-logo span { font-size: 10px; color: var(--text2); letter-spacing: 1px; text-transform: uppercase; display: block; margin-top: 1px; }
.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-links a { color: var(--text2); text-decoration: none; font-size: 14px; font-weight: 500; transition: color 0.2s; }
.nav-links a:hover { color: var(--text); }
.nav-cta { background: var(--accent); color: #fff; padding: 8px 20px; border-radius: 8px; font-weight: 600; font-size: 14px; text-decoration: none; transition: all 0.2s; }
.nav-cta:hover { background: #d09018; transform: translateY(-1px); }
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.hero { padding: 80px 0 40px; text-align: center; }
.hero h1 { font-size: 46px; font-weight: 800; letter-spacing: -1.5px; margin-bottom: 16px; line-height: 1.1; }
.hero h1 .accent { color: var(--accent2); }
.hero p.lede { font-size: 18px; color: var(--text2); max-width: 620px; margin: 0 auto 24px; }
.hero .tagline { font-size: 14px; color: var(--text2); font-style: italic; opacity: 0.8; }
.shutdown-banner { background: linear-gradient(135deg, rgba(224,80,80,0.08), rgba(224,80,80,0.02)); border: 1px solid rgba(224,80,80,0.25); border-radius: var(--radius); padding: 20px 28px; max-width: 720px; margin: 32px auto 0; text-align: left; }
.shutdown-banner strong { color: var(--red); }
.shutdown-banner p { font-size: 14px; color: var(--text2); line-height: 1.7; }
.section { padding: 60px 0; }
.section-header { text-align: center; margin-bottom: 40px; }
.section-header h2 { font-size: 30px; font-weight: 800; letter-spacing: -1px; margin-bottom: 10px; }
.section-header p { color: var(--text2); font-size: 15px; max-width: 520px; margin: 0 auto; }
.section-label { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 2px; color: var(--accent); margin-bottom: 12px; }
.compare-table { width: 100%; border-collapse: collapse; margin: 0 auto; max-width: 900px; background: var(--bg2); border-radius: var(--radius); overflow: hidden; }
.compare-table th, .compare-table td { padding: 14px 18px; text-align: left; border-bottom: 1px solid rgba(255,255,255,0.06); font-size: 14px; vertical-align: top; }
.compare-table th { font-weight: 700; color: var(--accent2); font-size: 15px; padding-bottom: 16px; background: rgba(255,255,255,0.02); }
.compare-table th:first-child { color: var(--text2); }
.compare-table td:first-child { font-weight: 600; color: var(--text); width: 220px; }
.compare-table td:not(:first-child) { color: var(--text2); }
.compare-table .col-us { background: rgba(232,160,32,0.04); color: var(--text) !important; }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table .row-label { font-size: 11px; color: var(--text2); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600 !important; background: rgba(255,255,255,0.02); }
.compare-table .row-label td { padding-top: 18px; padding-bottom: 8px; border-bottom: none; }
.callout { background: var(--bg2); border-left: 3px solid var(--accent); padding: 24px 28px; border-radius: 8px; margin: 32px auto; max-width: 820px; }
.callout strong { color: var(--accent2); }
.callout p { font-size: 15px; line-height: 1.7; color: var(--text); }
.callout p + p { margin-top: 10px; }
.steps { max-width: 720px; margin: 0 auto; counter-reset: step; }
.step { display: flex; gap: 20px; padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,0.06); }
.step:last-child { border-bottom: none; }
.step-num { flex: 0 0 36px; height: 36px; border-radius: 50%; background: var(--accent); color: #fff; font-weight: 800; display: flex; align-items: center; justify-content: center; font-size: 15px; }
.step-body h4 { font-size: 16px; font-weight: 700; margin-bottom: 4px; }
.step-body p { font-size: 14px; color: var(--text2); line-height: 1.6; }
.cta-section { text-align: center; padding: 60px 0 80px; }
.cta-section h2 { font-size: 32px; font-weight: 800; margin-bottom: 12px; }
.cta-section p { color: var(--text2); font-size: 15px; margin-bottom: 28px; }
.btn-hero { padding: 14px 32px; border-radius: 10px; font-size: 16px; font-weight: 600; text-decoration: none; transition: all 0.2s; display: inline-flex; align-items: center; gap: 8px; }
.btn-hero.primary { background: var(--accent); color: #fff; box-shadow: 0 4px 20px rgba(232,160,32,0.3); }
.btn-hero.primary:hover { background: #d09018; transform: translateY(-2px); }
.btn-hero.outline { background: transparent; color: var(--text); border: 1px solid rgba(255,255,255,0.2); }
.btn-hero.outline:hover { background: rgba(255,255,255,0.04); border-color: rgba(255,255,255,0.35); }
.other-comparisons { text-align: center; padding: 40px 0 20px; }
.other-comparisons a { color: var(--text2); text-decoration: none; font-size: 14px; border-bottom: 1px dashed rgba(255,255,255,0.2); padding-bottom: 2px; }
.other-comparisons a:hover { color: var(--accent2); border-color: var(--accent2); }
.footer { border-top: 1px solid rgba(255,255,255,0.08); padding: 40px 0; }
.footer-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 16px; }
.footer-logo { display: flex; align-items: center; gap: 8px; font-size: 16px; font-weight: 700; color: var(--accent2); }
.footer-logo img { display: block; }
.footer-logo span { color: var(--text2); font-weight: 400; font-size: 12px; }
.footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
.footer-links a { color: var(--text2); text-decoration: none; font-size: 13px; transition: color 0.2s; }
.footer-links a:hover { color: var(--text); }
.footer-copy { color: var(--text2); font-size: 12px; opacity: 0.6; }
@media (max-width: 768px) {
  .hero h1 { font-size: 32px; }
  .compare-table th, .compare-table td { padding: 10px 12px; font-size: 12px; }
  .compare-table td:first-child { width: auto; }
  .nav-links { display: none; }
  .footer-inner { flex-direction: column; text-align: center; }
}
@media (max-width: 480px) {
  .hero { padding: 60px 0 30px; }
  .section { padding: 44px 0; }
}

/* ── vs-ynab-specific: 5-year cost table ── */
.cost-table { width: 100%; max-width: 720px; margin: 0 auto; border-collapse: collapse; background: var(--bg2); border-radius: var(--radius); overflow: hidden; }
.cost-table th, .cost-table td { padding: 14px 18px; text-align: center; font-size: 14px; border-bottom: 1px solid rgba(255,255,255,0.06); }
.cost-table th { font-weight: 700; font-size: 13px; color: var(--text2); text-transform: uppercase; letter-spacing: 1.5px; background: rgba(255,255,255,0.02); }
.cost-table th:first-child, .cost-table td:first-child { text-align: left; }
.cost-table td:first-child { font-weight: 600; color: var(--text); }
.cost-table .col-us { color: var(--green); font-weight: 700; }
.cost-table .col-them { color: var(--text); }
.cost-table tr:last-child td { border-bottom: none; background: rgba(232,160,32,0.04); font-weight: 800; font-size: 16px; }
.cost-table tr:last-child td:first-child { color: var(--accent2); }
.cost-table tr:last-child .col-us { color: var(--accent2); }
.cost-table th, .cost-table td { padding: 10px 12px; font-size: 12px; }
.footnote { font-size: 12px; color: var(--text2); opacity: 0.7; text-align: center; max-width: 720px; margin: 28px auto 0; font-style: italic; }
.footnote a { color: var(--text2); text-decoration: underline; }

/* ── compare.html-specific: hub grid + cards + bottom-line ── */
.compare-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; max-width: 1000px; margin: 0 auto; }
.compare-grid { grid-template-columns: 1fr; }
.compare-card { background: var(--bg2); border: 1px solid rgba(255,255,255,0.08); border-radius: var(--radius); padding: 28px; text-decoration: none; color: inherit; transition: all 0.2s; display: flex; flex-direction: column; }
.compare-card:hover { transform: translateY(-4px); border-color: rgba(232,160,32,0.35); box-shadow: 0 12px 36px rgba(0,0,0,0.35); }
.compare-card.featured { grid-column: 1 / -1; background: linear-gradient(135deg, rgba(232,160,32,0.06), rgba(16,24,80,1)); border-color: rgba(232,160,32,0.25); }
.compare-card .card-top { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 14px; flex-wrap: wrap; gap: 10px; }
.compare-card h3 { font-size: 22px; font-weight: 800; letter-spacing: -0.5px; }
.compare-card .badge { font-size: 10px; background: rgba(232,160,32,0.18); color: var(--accent2); padding: 4px 10px; border-radius: 99px; font-weight: 700; letter-spacing: 0.5px; text-transform: uppercase; }
.compare-card .badge.shutdown { background: rgba(224,80,80,0.15); color: var(--red); }
.compare-card .badge.different { background: rgba(126,200,227,0.15); color: var(--blue); }
.compare-card .price-row { font-size: 14px; color: var(--text2); margin-bottom: 14px; }
.compare-card .price-row strong { color: var(--text); }
.compare-card .pitch { font-size: 15px; line-height: 1.6; color: var(--text); margin-bottom: 18px; flex: 1; }
.compare-card .read-more { font-size: 14px; font-weight: 600; color: var(--accent2); display: inline-flex; align-items: center; gap: 6px; }
.compare-card:hover .read-more { color: var(--accent); }
.bottom-line { background: var(--bg2); border-left: 3px solid var(--accent); padding: 32px 36px; border-radius: 8px; max-width: 820px; margin: 0 auto; }
.bottom-line h3 { font-size: 22px; font-weight: 800; margin-bottom: 14px; color: var(--accent2); }
.bottom-line p { font-size: 15px; line-height: 1.7; color: var(--text); }
.bottom-line p + p { margin-top: 12px; }

/* ── Price hero (vs-monarch, vs-copilot, vs-quicken, vs-simplifi, vs-tiller, vs-ynab) ── */
.price-hero { display: flex; gap: 0; align-items: stretch; justify-content: center; margin: 36px auto 0; max-width: 720px; border-radius: var(--radius); overflow: hidden; border: 1px solid rgba(255,255,255,0.08); }
.price-hero-cell { flex: 1; padding: 28px 24px; background: var(--bg2); text-align: center; }
.price-hero-cell.us { background: linear-gradient(135deg, rgba(232,160,32,0.12), rgba(240,192,80,0.08)); border-left: 3px solid var(--accent); }
.price-hero-cell .label { font-size: 12px; color: var(--text2); text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 6px; font-weight: 600; }
.price-hero-cell.us .label { color: var(--accent2); }
.price-hero-cell .price { font-size: 36px; font-weight: 800; letter-spacing: -1px; margin-bottom: 4px; }
.price-hero-cell .price-note { font-size: 12px; color: var(--text2); }
.price-hero-cell .price-meta { font-size: 11px; color: var(--text2); margin-top: 8px; opacity: 0.7; }
.price-hero-divider { width: 1px; background: rgba(255,255,255,0.08); }
.price-hero { flex-direction: column; }
.price-hero-divider { display: none; }

/* ── Dual cards (where each one wins) ── */
.dual-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; max-width: 920px; margin: 0 auto; }
.dual-card { background: var(--bg2); border: 1px solid rgba(255,255,255,0.08); border-radius: var(--radius); padding: 28px; }
.dual-card.us { background: linear-gradient(135deg, rgba(232,160,32,0.06), rgba(16,24,80,1)); border-color: rgba(232,160,32,0.25); }
.dual-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 12px; }
.dual-card.us h3 { color: var(--accent2); }
.dual-card ul { list-style: none; padding: 0; }
.dual-card li { font-size: 14px; color: var(--text2); line-height: 1.6; padding: 6px 0 6px 22px; position: relative; }
.dual-card li::before { content: "•"; position: absolute; left: 8px; color: var(--accent); font-weight: 700; }
.dual-cards { grid-template-columns: 1fr; }

/* ── Callouts ── */
.callout { background: var(--bg2); border-left: 3px solid var(--accent); padding: 24px 28px; border-radius: 8px; margin: 32px auto; max-width: 820px; }
.callout strong { color: var(--accent2); }
.callout p { font-size: 15px; line-height: 1.7; color: var(--text); }
.callout p + p { margin-top: 10px; }

/* ── Other-comparisons link ── */
.other-comparisons { text-align: center; padding: 40px 0 20px; }
.other-comparisons a { color: var(--text2); text-decoration: none; font-size: 14px; border-bottom: 1px dashed rgba(255,255,255,0.2); padding-bottom: 2px; }
.other-comparisons a:hover { color: var(--accent2); border-color: var(--accent2); }

@media (max-width: 768px) {
  .price-hero { flex-direction: column; }
  .price-hero-divider { display: none; }
  .dual-cards { grid-template-columns: 1fr; }
}