Frequently Asked Questions

Everything stays in your browser's localStorage on your device. Ambit™ Budget Pro never uploads your data anywhere — no servers, no cloud, no tracking. Your financial information is 100% private.

Each install holds its own data — by design. Because Ambit™ doesn't have user accounts or cloud sync, your laptop's data and your phone's data live separately. To copy data between devices, the easiest path is Send to Device in the sidebar — Ambit hands your data file to your OS's share sheet so you can pick AirDrop, Nearby Share, email, iMessage, or save-to-Drive. The other device opens the file and imports. (If your browser doesn't support the share sheet, use Export Backup → transfer the JSON manually → Import Backup on the other device.) Either way, it's a deliberate trade-off: a one-time manual step when you set up a second device, in exchange for never handing your financial data to someone else's server.

No. Ambit uses CSV/Excel import instead of bank connections. You download a transaction file from your bank's website and import it into the app. This is more private, more reliable, and doesn't require sharing your bank login.

Any bank that lets you export transactions as CSV or Excel — which is virtually all of them. Ambit auto-detects column formats from most major banks.

Yes. Ambit™ Budget Pro is fully responsive and works in any modern browser — Chrome, Safari, Firefox, Edge — on desktop, tablet, or phone.

The free demo gives you full access to explore every feature with sample data. No sign-up required. When you're ready, purchase a plan and use your own data.

Starter ($9.99) — Dashboard, CSV import, auto-categorization, budgets, bill tracking, and day-by-day projections for the current month, for 1 account.
Plus ($19.99) — Everything in Starter plus balance forecast, 2 months of day-by-day projections, monthly budget review, calendar year view, per-account budgets, and up to 3 accounts.
Pro ($29.99) — Everything in Plus plus payment scheduling (biweekly, quarterly, etc.), 6 months of day-by-day projections, debt planner, unlimited accounts, and all future features.

All plans are one-time purchases with lifetime access. Compare all features →

The Debt Planner (Pro) helps you pay off credit cards and loans faster. Choose snowball or avalanche strategy, set custom payment plans per debt, and track your actual payments against the plan each month. It simulates your payoff timeline and shows how much interest you'll save. The built-in Lump Sum Analyzer helps you figure out the best way to deploy a bonus, tax refund, or extra cash across your debts.

After purchase, you receive an HTML file and a license key. Open the file in your browser, enter your key on first launch, and your plan is activated. The key is stored locally — no internet connection needed after activation.

If you clear localStorage, your data will be lost. You can re-import your CSV files to restore transactions. Your license key will still work — just re-enter it to reactivate your plan.

Yes. All plans include lifetime updates. When a new version is available, you can re-download the latest file from your purchase receipt. Pro plan users automatically get every new feature we build.