Mint shut down on January 1, 2024. If you're still searching for a replacement that doesn't lock you into another subscription or another cloud — Ambit™ is worth a look.
Honest comparison. No FUD. Decide for yourself.
What Mint did, what Ambit does, where they differ.
| Ambit™ Budget Pro | Mint (defunct) | |
|---|---|---|
| Pricing & status | ||
| Status | Live, actively developed | Shut down Jan 1, 2024 |
| Cost | Free tier + $9.99 / $19.99 / $29.99 one-time | Free (ad-supported) |
| Business model | You pay once, you own it. No ads, no upsells. | Free in exchange for credit-card and loan ads |
| Your data | ||
| Where it lives | On your device. Always. | Intuit's cloud |
| Account required | No — no email, no password, no signup | Required Intuit account |
| If the company changes course | App keeps working. Your data is yours. | Mint users got 6 months to export — then access ended |
| Ad targeting | No ads. We don't see your data. | Yes — credit cards, loans, refinancing offers based on your spending |
| How it works | ||
| Transaction import | CSV / Excel paste from any bank | Direct bank sync (Plaid + Intuit's connections) |
| Categorization | Auto-rules (you set them) + manual | Auto-categorized + manual |
| Credit score | No — we don't pull credit data | Yes — was a key feature |
| Investment tracking | Not yet — coming after Books | Yes — basic portfolio tracking |
| Mobile | PWA + Microsoft Store + Google Play (iOS coming) | Native iOS + Android (defunct) |
| Forecast horizon | Up to 6 months day-by-day (Pro) | Limited (current-month focus) |
One thing Mint did that we don't: credit-score tracking and broad bank-sync coverage. If watching your credit score in the same app as your budget is essential to you, no honest comparison can hide that we don't do it (and don't plan to — we'd have to pull credit-bureau data through a third party, which is exactly the kind of cloud dependency we avoid by design).
If credit-score tracking is a must-have, Credit Karma (Intuit, where Mint's data went) is free and does it. We're a budgeting tool, not a credit-monitoring tool. Use both if it helps.
If you exported your Mint data during the wind-down (or grabbed transactions before access ended), here's how to bring it into Ambit. Takes ~20 minutes.
If you exported during Mint's wind-down (June 2023 – March 2024), look for transactions.csv in your downloads. If you missed the export window, that's okay — you can still build Ambit from your current bank statements going forward.
Try the free demo first. No signup, no commitment. See the layout, kick the tires.
Go to Import in Ambit. Paste or upload the Mint CSV. The column mapper handles Mint's format (Date, Description, Amount, Category, etc.) automatically.
For ongoing tracking, download a CSV from your bank each month and paste it in. Most banks let you export 30–90 days at a time. Ambit's auto-categorization rules learn from what you import.
Recreate the categories that mattered to you in Mint. Mark recurring bills with their due dates. The 6-month forecast (Pro) tells you when each is hitting your account.
The free demo includes every feature, with sample data. No signup, no email, no commitment.