Tiller syncs your bank data into a Google Sheets or Excel spreadsheet you control. Ambit gives you a real app — same "your data, your control" energy, different execution. Here's the honest comparison.
Of all the comparisons, this is the closest spiritual cousin.
Tiller's pitch is "your data in your spreadsheet." Ambit's pitch is "your data in your app, on your device."
| Ambit™ Budget Pro | Tiller Money | |
|---|---|---|
| Pricing | ||
| Cost | $0 / $9.99 / $19.99 / $29.99 one-time | $79/yr subscription |
| 5-year cost | $29.99 (paid once) | $395 (5 × $79) |
| Free tier | Yes — forever | 30-day trial only |
| Your data | ||
| Where it lives | On your device. Always. | In your Google Sheet or Excel file (you own it), but mirrored from Tiller's servers via Yodlee |
| Bank credentials | Never given — CSV paste only | Given to Yodlee (Tiller's sync provider) |
| If you stop paying | App keeps working forever | Bank sync stops; your spreadsheet stays (with the data already in it) |
| How it works | ||
| Interface | A real app with Dashboard, Budget, Forecast, Reconcile | A Google Sheet or Excel file with their templates loaded |
| Customization | Built-in features; categories + budgets are configurable | Total — you can rewrite formulas, add tabs, change anything |
| Transaction import | CSV paste from any bank | Daily auto-sync from your bank via Yodlee |
| Forecasting | 6-month day-by-day on Pro | Whatever you build in formulas |
| Mobile | PWA + Microsoft Store + Google Play (iOS coming) | View-only via Google Sheets / Excel mobile apps |
| Learning curve | Low — import, categorize, see your spending | Moderate to high — spreadsheets reward customization |
Tiller users and Ambit users want the same thing for the most part. The product choice depends on whether you'd rather build in a spreadsheet or use an app.
The kindest comparison on the page. Tiller and Ambit are after the same kind of user — someone who wants their data and doesn't want to be Mint's product. We diverge on execution: Tiller goes spreadsheet + sync, Ambit goes app + manual import.
If you've used Tiller and loved the customization, you might find Ambit too opinionated. If you've used Tiller and wished it were just an app, that's Ambit. Either way, you're our kind of people.
The free demo includes every feature, with sample data. No signup, no email, no commitment.